| Paying it forward | 4 |
| Make the most of your trip | 6 |
| What do you mean, "That is too expensive?" | 10 |
| Pool audits, pool profits | 12 |
| 2015 Legislative Bill Tracking Report | 13 |
| Control your insurance destiny in 2015' | 14 |
| FSPA member Return on Investment | 18 |
| FSPA membership application | 24 |
| 2015 Everything Under the Sun Expo event preview | 25 |
| FSPA Chapter news | 32 |
| Calendar | 44 |